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Core Payment Services

This service provides for the processing of all corporate and customer data using database services and database management tools, including:

  • Provides the primary database services for Secure Electrans business systems
  • Provides data warehousing services
  • Support for data mining and data mining tools
  • Systems management
  • System and management reporting

This service provides the business processing logic for payment and payment related services operated by Secure Electrans including:

  • Real-time processing of credit and debit card transactions
  • Real-time processing of top-up payments
  • Management of loyalty and coupon schemes
  • Processing of micropayments


This service comprises the externally certified payment modules that provides the interfaces to the transaction authorisation and settlement networks including:

  • Real-time payment authorisation processing
  • Transaction settlement processing
  • Merchant chargeback processing